Employer Plan Benefits

At Paramount Financial®, we believe a strong retirement plan is one of the smartest ways a company can attract top talent, retain valuable employees, and build long-term financial wellness — for everyone involved.

Key Benefits for Employers

1. Attract & Retain Talent – Competitive benefit that appeals to top candidates and improves employee loyalty.

2. Tax Advantages – Employer contributions are tax-deductible; potential tax credits for plan startup costs.

3. Boost Employee Satisfaction – Helps employees feel more financially secure and supported.

4. Lower Payroll Taxes – Contributions can reduce FICA tax liability when made through salary deferrals.

5. Flexible Plan Design – Options like vesting schedules, employer matching, and profit-sharing.

6. Enhanced Company Image – Demonstrates long-term investment in employee well-being

7. Owner Savings – Business owners can use the plan to save for their own retirement with high contribution limits.

8. Retention Through Vesting – Encourages long-term commitment when using vesting schedules for matches

🚀 Why Partner With Paramount Financial?

We don’t believe in “one-size-fits-all.” Our team works closely with employers to design plans that align with their goals — and we educate employees every step of the way.

We offer:

Customized plan design

Ongoing plan management & compliance

Transparent cost structures

Investment fiduciary oversight

Let’s create a retirement benefit that builds a stronger financial future — together.